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Refinancing

Deciding to refinance a mortgage is a big financial decision and it  takes more than the decrease in interest rates to urge you to avail of  another loan. You must understand your options and the considerations  that go with each alternative.

What is refinancing?

Refinancing  your mortgage means that you will go into an agreement of a new loan to  pay the existing one. This represents a new loan, with new terms and  even a new lender. It has a constant interest rate which is hopefully  lower than the previous one. The terms can be shorter or longer, and  sometimes, the interest is low enough that the terms may not need any  changes at all.

There are a variety of options available to help  you make the right mortgage decision that could leave you with more  dollars in your pocket.

Martel Mortgages  FSRA  #13015 In Partnership With Oriana Financial Group of Canada Ltd. #10214

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